FAQs

• The issuer is required to choose the products they wish to offer to investors, and specify the required tenor and quantum of borrowing

• Once the investor has selected a product and wishes to invest at the rate specified or negotiate on the rate a notification would appear to the issuer

• The rate the investor has offered could be accepted or a counter offer could be provided by the issuer

• Once the two parties have come to an agreement on the terms of the transaction the investor would deploy funds

• The documentation would be auto generated on the system and the letters will be forwarded to both parties

• A weekly invoice would be sent to the issuer with a placement fee for all transactions occurred within the week

• When the maturity date is approaching the issuer will be notified with the necessary details of the settlements to be made

• An authorized individual will be allowed to change a rate offered by the company only if the authorized individual has a pre-issued pin number

• The rates need to be updated by the issuer to reflect the latest rates offered by the company and the CRM officer is responsible to make sure the issuer updates rates on a regular basis

• It is necessary the issuer quotes the best possible rate they could offer to an investor through the portal

• Automatic emails will be sent to issuers who have not updated their rates/quantum etc. information for a predetermined time period

• The investor would initially pick a potential investment based on the preference of tenor and the investment criteria

• If the investor would like to negotiate the stated rate, the “negotiate” feature can be utilized. When all terms are agreeable, the investor can click on the “invest” tab

• The documentation would be auto generated by the portal and the letters will be forwarded to both parties

• The investor will be notified on the maturity as the maturity date approaches

• The investor will only be allowed to invest by entering the pre-issued authorization pin number

• Ability to transact easily and quickly as the need arises

• Ability to list rates and negotiate without a mediator

• Ability to provide competitive interest rates by comparing rates with other issuers on a single platform

• Broadening the investor base

• Ability to transact easily, quickly and with very little human interference

• Ability to compare between issuers and invest based on the risk appetite

• Ability to directly negotiate with the issuers and obtain the best rate

• An investor can choose only to invest with the issuers that match their preferences, e.g.: Specific credit quality, specific tenor, specific industries etc.

Gives an option for investors to keep a close track of the most preferred issuers and the rates offered by them

Fact sheets on issuers’ performance will be available for the investor to view on the portal

Will allow investors and issuers to subscribe to email updates on any of the following states; Live Deals, My Transactions, Transaction Reports

The issuers who have offered rates with large fluctuations

A brief display of all transactions done through the Fipbox portal

Rates issuers and investors based on transaction execution efficiency and quantum, through which both parties would be able to gain an understanding of the credibility of a rate quoted during the negotiation phase