Fixed Deposit rates in Sri Lanka, offered by

Banks and Finance companies licensed by the Central Bank of
Sri Lanka

“For many, awareness and know-how in finding the suitable fixed deposit rates or loan rates are low. Many lean on existing relationships with few institutions and miss the best option.”

Maturity Monthly	Rating	1	3	6	9	12	13	15	60	Other
Seylan Bank PLC Standard Rates Verified	A-		8.33%	8.83%		9.83%			11.00%	. . . 24 10.00% 36 10.50% 48 10.50%
Seylan Bank PLC Senior Citizen Verified	A-	7.00%	8.33%	8.83%		10.33%			11.50%	. . . 24 10.50% 36 11.00% 48 11.00%
Arpico Finance Company PLC Standard Rates Verified	BB-	8.33%	8.83%	9.33%		11.08%		11.08%	12.83%	. . . 18 11.08% 24 11.83% 36 12.33% 48 12.33%
Arpico Finance Company PLC Senior Citizen Verified	BB-	8.33%	8.33%	9.33%		11.58%		11.58%	13.33%	. . . 18 11.58% 24 12.33% 36 12.83% 48 12.83%
HNB Grameen Standard Rates Verified	A					11.00%		11.00%	12.50%	. . . 18 11.00% 24 11.50% 36 11.75% 48 12.00%
HNB Grameen Senior Citizen Verified	A			11.00%		11.50%		11.50%	13.00%	. . . 18 11.50% 24 12.00% 36 12.25% 48 12.50%
Bimputh Finance PLC Standard Rates Verified	BB	8.33%	8.83%	9.33%		11.08%	11.03%	10.93%	10.42%	. . . 18 10.79% 24 11.20% 36 11.06% 37 11.02% 48 10.54%
Bimputh Finance PLC Senior Citizen Verified	BB	8.33%	8.83%	9.33%		11.58%	11.58%	11.58%	13.33%	. . . 18 11.58% 24 12.33% 36 12.83% 37 12.83% 48 12.83%
Senkadagala Finance PLC Standard Rates Verified	BBB+	8.00%	8.50%	9.00%		11.00%		11.00%	12.75%	. . . 18 11.00% 24 11.75% 36 12.25% 48 12.25%
Senkadagala Finance PLC Senior Citizen Verified	BBB+	8.00%	8.50%	9.00%		11.50%		11.50%	13.25%	. . . 18 11.50% 24 12.25% 36 12.75% 48 12.75%
Commercial Credit & Finance PLC Standard Rates Verified	BBB	8.33%	8.83%	9.33%		11.08%			12.83%	. . . 24 11.83% 36 12.33% 48 12.33%
Commercial Credit & Finance PLC Senior Citizen Verified	BBB	8.33%	8.83%	9.33%		11.58%			13.33%	. . . 24 12.33% 36 12.83% 48 12.83%
Multi Finance PLC Standard Rates Verified	B	7.00%	7.50%	8.00%		8.75%	8.75%	8.75%	11.50%	. . . 24 10.00% 36 10.50% 48 11.00%
Multi Finance PLC Senior Citizen Verified	B	7.00%	7.50%	8.00%		9.25%	9.25%	9.25%	12.00%	. . . 24 10.50% 36 11.00% 48 11.50%
Softlogic Finance PLC Standard Rates Verified	BB+	8.33%	8.83%	9.33%	9.33%	11.08%	11.08%	11.08%	12.83%	. . . 24 11.83% 36 12.33% 48 12.33%
Softlogic Finance PLC Senior Citizen Verified	BB+	8.33%	8.33%	9.33%	9.33%	11.58%	11.58%	11.58%	13.33%	. . . 24 12.33% 36 12.83% 48 12.83%
Prime Finance PLC Standard Rates Verified	BBB-	8.33%	8.83%	9.33%	9.33%	11.08%	11.08%	11.08%	12.83%	. . . 24 11.83% 36 12.33% 48 12.33%
Prime Finance PLC Senior Citizen Verified	BBB-	8.33%	8.83%	9.33%	9.33%	11.58%	11.58%	11.58%	13.33%	. . . 24 12.33% 36 12.83% 48 12.83%
LB Finance PLC Standard Rates Verified	A-	8.25%	8.75%	9.25%		11.00%		11.00%	12.75%	. . . 18 11.00% 24 11.75% 36 12.25% 48 12.25%
LB Finance PLC Senior Citizen Verified	A-	8.25%	8.75%	9.25%		11.50%		11.50%	13.25%	. . . 18 11.50% 24 12.25% 36 12.75% 48 12.75%
Alliance Finance Company PLC Standard Rates Verified	BBB-	8.02%	8.55%	9.12%	9.22%	11.08%		11.08%
Alliance Finance Company PLC Senior Citizen Verified	BBB-	8.02%		9.12%	9.22%	11.58%		11.58%	13.33%	. . . 24 12.33% 36 12.83%
Below comparison fixed deposit rates are valid as at 2019-07-18.
Hatton National Bank Standard Rates	AA-(lka)	7.00%	8.33%	8.83%		9.83%			11.33%	. . . 24 10.33% 36 10.53% 48 10.83%
Commercial Bank of Ceylon Standard Rates	AA(lka)					9.00%			11.15%	. . . 24 9.70% 36 10.15% 48 10.60%
Sampath Bank PLC Standard Rates	A+(lka)	5.00%	8.33%	8.83%		9.83%	9.83%		11.33%	. . . 24 10.33% 36 10.83% 48 10.83%
National Savings Bank Standard Rates	AAA(lka)		8.59%	9.02%		9.83%			9.39%	. . . 24 9.85% 36 9.83%
Housing Development Finance Coperation Bank Standard Rates	-								13.82%	. . . 24 10.59% 36 11.74% 48 12.38%
Peoples Bank Standard Rates	AA+ (lka)	6.50%	8.33%	8.83%		9.83%			11.00%	. . . 24 10.25% 36 10.50% 48 10.75%
Nations Trust Bank PLC Standard Rates	A-(lka)	5.50%	7.50%	8.33%		9.00%			10.83%	. . . 24 9.83% 36 10.33% 48 10.33%
State Mortgage & Investment Bank Standard Rates	[SL]A	7.00%	8.33%	8.83%		9.83%			11.33%	. . . 24 10.33% 36 10.83% 48 10.83%
National Development Bank Standard Rates	A+ (lka)					9.83%			11.33%	. . . 24 10.33% 36 10.83% 48 10.83%
Regional Development Bank Standard Rates	[SL]A	0.00%	8.33%	8.83%		9.83%			11.33%	. . . 24 10.33% 36 10.83% 48 10.83%
Peoples Leasing & Finance PLC Standard Rates	AA+(lka)	8.25%	8.75%	9.25%		11.00%	11.00%	11.00%	12.75%	. . . 18 11.00% 24 11.75% 36 12.25% 48 12.25%
Ideal Finance Ltd Standard Rates	--	8.30%	8.80%	9.30%		11.00%			12.80%	. . . 24 11.80% 36 12.30% 48 12.30%
People Merchant Finance PLC Standard Rates	--		8.25%	9.00%		11.00%			12.75%	. . . 24 11.75% 36 12.00% 48 12.00%
Vallibel Finance Standard Rates	BBB	8.33%	8.83%	9.33%		11.58%		11.58%	13.33%	. . . 24 12.33% 36 12.83% 48 12.83%

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